Does Insurance Cover LASIK?
October 11, 2017 • 0 comments
If you’re looking into getting LASIK in San Diego, one of your top questions is sure to be about how much LASIK surgery will cost with your insurance. Sadly, most insurance providers don’t cover the cost of LASIK, because they rarely ever view it as medically necessary. The good news is that La Jolla LASIK Institute in San Diego offers an array of flexible payment options to help make laser eye surgery affordable to you.
So how much is LASIK in San Diego with insurance?
Although you’ll be hard-pressed to find health insurance coverage that will pay for LASIK, there are a few larger insurance companies such as Blue Cross Blue Shield that may offer a courtesy discount for your surgery by negotiating with your surgeon’s office. So, whether or not your plan covers LASIK, it wouldn’t hurt to ask them about any discounts or special considerations.
How might insurance cover LASIK in San Diego?
It’s not an easy feat, but certain individuals may be able to get their LASIK costs covered by insurance:
- Some military members, such as special forces, can occasionally get LASIK covered if the job has specific vision requirements. Still, there are other stipulations, such as seeing if you’re a candidate, and, if so, go through a waiting period and surgery performed by military doctors.
- Some athletes and performers may qualify for coverage if the insurance company agrees the procedure is necessary for the job.
- People with certain medical conditions, such as people who can’t wear contacts or those with severe cases of eye dryness or allergies, may be able to use insurance for LASIK in San Diego.
- If safety is a concern when wearing eyeglasses or contacts, such as with police or firefighters, insurance may help out.
Despite documentation of your need for LASIK surgery and no matter how long you’ve tried to struggle through wearing contact lenses or spectacles, don’t count on insurance to cover the cost of your procedure.
How can you afford the best LASIK in San Diego without insurance?
At La Jolla LASIK Institute in San Diego, we understand your frustration with wearing glasses and contacts and dealing with stubborn insurance providers. That’s why we offer a wide range of payment plans and financing options to help you get the improved vision you deserve without a huge financial burden and hassle. For more information or to schedule an appointment for your complimentary consultation, call us at 858-551-4100.